Match or beat, in writing
We compare your statement line by line. If we cannot match or beat your effective rate, we say so and you keep what you have.
For businesses
Stop overpaying on every transaction.
We match or beat what you pay today, in writing, and donate a meaningful share of the profit on your account to a cause you choose. Every month, in your name.
01The guarantee
Four things that are true from day one.
Monthly donation in your name
A share of the profit on your account goes to the organization you designate, every month the account is open.
No interruption
Keep your terminals and your routine. Our solutions engineer handles the integration; you approve it.
People who answer
Support every day of the year, and a local team in Jacksonville you can call by name.
02Impact calculator
Your fees, re-routed.
Enter your monthly volume and, if you have it, the total fees from your last statement.
Effective rate today
3.10%
Projected with BrightStar
2.35%
Estimated savings, per year
$3,599
Donated to your cause, per year
$368
Where your monthly processing fees go
$940.06
- Card networks and issuing banks$786.70
- BrightStar operations and support$122.69
- Donated to your cause$30.67
If 25 businesses like yours joined one organization's network, it would receive about $9,202 a year.
At this volume we would match your current rate, guaranteed in writing. The donation still comes from our side of the margin.
Illustrative estimate built on typical interchange costs. Your real numbers depend on card mix and how you take payments. A statement review gives the exact comparison and donation.
03The switch
From statement to first donation.
- 01 · Statement
Send one recent statement
Upload it securely through our form, email it, or hand it to us in person.
- 02 · Analysis
Line-by-line comparison
We break out interchange, card brand fees and markup, and show you exactly where the money goes today.
- 03 · Proposal
Written rate and donation
You get the rate in writing and the exact monthly donation your account would generate.
- 04 · Integration
We handle the setup
Terminals, gateway, ecommerce and QuickBooks connected and tested before you take a live payment.
- 05 · Impact
Giving starts
Your designated organization begins receiving a monthly donation in your name.
04Questions
What business owners ask first.
Does this cost my business anything extra?
No. The donation comes out of BrightStar's margin, not your rate. You pay the same or less than you pay today, guaranteed in writing.
Do I need new equipment?
Usually not. We work with your existing setup wherever we can. If an upgrade makes sense, we carry Clover, Square and Valor hardware and will tell you why before you spend anything.
Who receives the donation?
The organization you designate: a ministry, school, booster club, chamber or other nonprofit. It can be one already in the network, or you can nominate a new one and we will bring them in.
How is the donation amount calculated?
It is a share of the profit BrightStar earns on your account each month, so it grows with your volume. Your proposal shows the expected monthly amount for your account.
What do you need from me to start?
One recent processing statement. That is enough for a full, line-by-line comparison.
Is my statement kept private?
Yes. Statements are stored in our private system, seen only by the BrightStar team, and never shared or sold.
What if you cannot beat my current rate?
Then we tell you so, plainly. You keep what you have, and you still get a clear picture of what you are paying and why.
Next step
Send us a recent statement.
That is the whole first step. We come back with a side-by-side comparison and the exact monthly donation your account would generate. If we cannot beat what you have, we will tell you that too.
