Know what you pay. Fund what you love.
Plain-language guides to card processing for business owners, and to recurring funding for the organizations they support.
ACH vs Credit Card Payments: Which Should Your Business Accept?
How ACH bank transfers and card payments differ in cost, speed, risk and customer experience, and how to decide when to offer each one.
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For businesses · 6 min
How to Lower Credit Card Processing Fees: 12 Practical Steps
Twelve concrete ways to bring down what you pay to accept cards, from the pricing model you are on to how you key, batch and protect each sale.
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For businesses · 7 min
How to Read Your Merchant Processing Statement
A section-by-section guide to the monthly statement from your card processor, and the handful of lines that tell you whether you are overpaying.
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For businesses · 5 min
Interchange-Plus vs Flat-Rate vs Tiered Pricing, Explained
The three common ways processors price card acceptance, how each one works on a real statement, and how to tell which is right for your business.
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For businesses · 6 min
Interchange, Assessments and Markup: Where Your Card Fees Go
Every card fee splits three ways. Here is who gets each piece, which parts are fixed, and the only part a processor can actually change.
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For businesses · 4 min
Effective Rate: The One Number to Compare Processors By
Quoted rates hide more than they reveal. Your effective rate shows what card acceptance really costs, and it takes thirty seconds to calculate.
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For businesses · 5 min
What Is a Merchant Account, and Do You Need One?
A plain-language explanation of merchant accounts, how they differ from all-in-one payment apps, and how to decide which setup fits your business.
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For businesses · 5 min
Surcharging vs. Cash Discount: What Businesses Should Know
Two ways to pass card acceptance costs to customers, how they differ, and the rules that apply to each.
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For organizations · 6 min
Recurring Funding Without a Campaign: A Guide for Ministries and Schools
How community organizations can build a monthly income line from the businesses that already support them, with no events, appeals or cost.
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For businesses · 5 min
PCI Compliance for Small Businesses: What You Actually Have to Do
What PCI DSS asks of a small business, how to figure out which requirements apply to you, and the everyday habits that keep card data safe.
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For businesses · 5 min
Switching Payment Processors: A Practical Checklist
What to gather, what to ask and what to watch for when you move card processing, so the switch is a non-event for your staff and customers.
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For businesses · 5 min
Chargebacks: Why They Happen and How to Prevent Them
How the chargeback process works, the most common reasons customers dispute charges, and practical steps that stop most disputes before they start.
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For businesses · 5 min
Clover vs Square vs Valor: Choosing a POS System
How the Clover, Square and Valor PayTech ecosystems differ, which kinds of businesses each tends to suit, and the questions that point to the right choice.
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For organizations · 5 min
Church and Ministry Giving: Card Payments, Online Giving and Recurring Gifts
A practical guide for churches and ministries on accepting cards, setting up online and recurring giving, and keeping processing costs and stewardship in view.
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For organizations · 5 min
School and Booster Club Fundraising Without Selling Anything
Fundraising ideas for schools, PTOs and booster clubs that do not involve catalogs, cookie dough or door-to-door sales, plus how to build recurring support.
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For businesses · 4 min
Level 2 and Level 3 Processing for B2B Payments
What Level 2 and Level 3 card data are, why they can lower costs on commercial card payments, and what a business needs to send them correctly.
Next step
Send us a recent statement.
That is the whole first step. We come back with a side-by-side comparison and the exact monthly donation your account would generate. If we cannot beat what you have, we will tell you that too.
