Fernandina Beach, FLNassau County

Island businesses on Amelia Island, local support from the mainland.

Fernandina Beach is the main city on Amelia Island, with a historic downtown, a working waterfront and a steady flow of visitors. Its shops, restaurants, inns and charter businesses blend year-round locals with tourists, and their payment setup has to serve both.

01Local service

Card processing for Fernandina Beach businesses.

Doing business on an island means you cannot afford to wait days for help when something breaks. BrightStar provides support 24/7/365 by phone, and our Jacksonville team comes up to Fernandina Beach to meet in person by appointment, whether you need a statement review, new equipment or staff training. For charters, tours and rentals that take bookings and deposits ahead of time, online payments and card-on-file keep reservations organized. And because Fernandina Beach is the kind of town where businesses already show up for local causes, the Impact Network gives your account a way to support an island church, school or community group every month.

RateMatch or beat, in writing
GivingMonthly donation to a Fernandina Beach cause
Support24/7/365, local team in Jacksonville

02Businesses we serve

Set up for how Fernandina Beach sells.

  • Downtown shops, galleries and boutiques
  • Restaurants and waterfront dining
  • Inns, bed and breakfasts and vacation rentals
  • Fishing charters, tours and outdoor rentals

Industries we serve

03Causes we fund

Keep the giving close to home.

  • Island churches and ministries
  • Schools and youth programs
  • Arts, heritage and community organizations
  • Local service and relief nonprofits

How organizations join

04Impact calculator

What your processing could fund in Fernandina Beach.

Estimate your savings and the monthly donation your account would generate for a local cause.

$40,000
$60

Left blank, we assume a typical 3.1% effective rate.

Model assumptions

Interchange and network cost
1.8% + $0.10
BrightStar margin
0.25% + $0.08
Share of margin donated
20%
Rate guarantee
Never above today
Effective rate today 3.10%
Projected with BrightStar 2.35%
Estimated savings, per year $3,599
Donated to your cause, per year $368
Where your monthly processing fees go $940.06
  • Card networks and issuing banks$786.70
  • BrightStar operations and support$122.69
  • Donated to your cause$30.67

If 25 businesses like yours joined one organization's network, it would receive about $9,202 a year.

Illustrative estimate built on typical interchange costs. Your real numbers depend on card mix and how you take payments. A statement review gives the exact comparison and donation.

05Questions

Doing business with BrightStar in Fernandina Beach.

Also serving Jacksonville Beach and Jacksonville.

Do you serve businesses on Amelia Island?

Yes. We are based in Jacksonville and serve Northeast Florida, including Fernandina Beach and Nassau County. We meet with owners in person by appointment.

Can I take card payments on a boat or at an outdoor rental stand?

Yes. Mobile and handheld devices can take payments away from the counter. Coverage needs vary by location, so we will help you choose equipment that works where you operate.

Is there a cost to switch to BrightStar?

The statement review is free, and we guarantee in writing to match or beat your current rate. We will also help you check your current agreement for any cancellation terms before you decide.

Flagship platform

Run the whole business from one calm place.

Contacts, pipeline and invoices, plus free add-ons for point of sale, an online store, booking, automations and an AI assistant. Offered and set up by BrightStar.

Next step

Send us a recent statement.

That is the whole first step. We come back with a side-by-side comparison and the exact monthly donation your account would generate. If we cannot beat what you have, we will tell you that too.