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Credit Card Processing Fee Calculator

What should card processing cost your business?

Donated to your cause $900per year $75.00 every month, at no cost to you

Estimated savings for your business $1,840per year $153.33 a month back in your pocket

Illustrative estimate. Your real savings depend on what you pay today; a free statement review gives the exact comparison and donation, with your rate matched or beaten in writing.

About this calculator

This calculator estimates two things from your monthly card volume and average sale: what you could save by switching to BrightStar, and what your account would donate to a cause you choose. Savings are modeled as a 10% reduction on typical processing costs, and the donation as 30% of BrightStar's profit of about 0.50% on your volume.

How to use it

Set your typical monthly card volume.
Set your average sale. Smaller sales mean more transactions, which raises what businesses typically pay in per-transaction fees.
Read the yearly donation your account would generate and your estimated yearly savings.
Send a recent statement for exact figures and a written rate.

Questions

How accurate is this estimate?

It uses typical interchange costs and your inputs, so it is a good starting point, not a quote. Your real cost depends on card mix and how you accept payments. A free statement review gives the exact comparison.

Why does average sale matter?

Most processing pricing includes a fixed per-transaction fee. A business with many small sales pays proportionally more of that fixed fee than one with fewer large sales, so there is more to save.

How is the donation calculated?

BrightStar earns about 0.50% (50 basis points) on your monthly card volume, and 30% of that is donated to the cause you choose. For example, $50,000 a month x 0.50% = $250, and 30% of that is $75 donated every month.

What if you cannot save me money?

BrightStar guarantees in writing to match or beat your current rate. If we cannot, we will tell you plainly.

Related guides

Next step

Send us a recent statement.

That is the whole first step. We come back with a side-by-side comparison and the exact monthly donation your account would generate. If we cannot beat what you have, we will tell you that too.

Request a free rate review Call (904) 562-1379

Credit Card Processing Fee Calculator

About this calculator

How to use it

Questions

How to Lower Credit Card Processing Fees: 12 Practical Steps

Interchange, Assessments and Markup: Where Your Card Fees Go

How to Read Your Merchant Processing Statement

Send us a recent statement.

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